You may be struggling with your debt, wading through a sea of information and misinformation online regarding possible solutions. Most quests for knowledge start with a question posed to Google. “Should I hire a bankruptcy attorney or hire a debt settlement company?”  On the radio, you may have heard the tantalizing advertisements where a debt…

You agree with your spouse to meet with an attorney regarding your financial issues. The first thing your spouse says is that you no longer own your home. You freeze. You’re still living there. Your spouse says that you lost your home because you failed to pay your property taxes and have been renting the…

We all have conversations that we need to have, but, for numerous reasons, haven’t. As we avoid the issues, they snowball, expanding to the size of the room until there is no air left to breath. It can be that suffocating. We talk to everyone who will listen (and some who pretend to) except for…

You are looking at the ceiling of the inside of the ambulance as a mysterious sharp pain pulses in your abdomen. Last you remember, you were playing with your kids at your seven-year-old daughter’s birthday party. Your ex-husband had actually decided to come this year and even brought the chocolate cake, your daughter’s favorite. You…

You walk out of your house in the morning to find that your vehicle is not in the driveway. You look again, discovering that it has not suddenly reappeared. Bewildered, a multitude of thoughts rush through your head. Was it stolen? Did it get repossessed? How will I get to work? What do I do…

“It is getting dark outside,” my son announces rather proudly. In a burst of energy, he takes off, sprinting in loops around our house. Bedtime nears and he is trying to outrun it. Eventually, my wife or I usher him to bed, his small but mighty footsteps echoing as he pounces upstairs. Now it is…

On an unseasonably warm December day, I hurry down the drive way to get to my ten-year old Honda CRV parked on the street in front of my house. I pull the keys out of my pocket to manually unlock the driver’s side door. The keyless entry stopped working over a year ago. As I…

How many people have you heard lately say “I am going to buy that when I get my tax refund?” For many, tax refund season means that they can catch up on bills, buy their kids new clothes, or finally fix that leaky roof. According to SmartAsset, the average household federal tax refund in 2014…