I was sneaking down the stairs to the basement to avoid both the creaky steps and detection.  I made my way to the Sam’s Club storage stash and started taking the packs of toilet paper out to hide them in a different place.  I was nervous and moving quickly.  The shame of my scheming and…

As a young wife many years ago, my husband was suspicious about my spending. In an effort to defend, I began reporting my use of cash. Throughout each month I recorded my daily purchases on a small tablet:               5/3  Lipstick                 $2              …

My final year of law school I earned $6,200. My husband and I and our black lab Cardozo lived in an 800 square foot house. I rode my Honda scooter to class. Weekends were spent searching for finds at our favorite thrift stores. More than a decade later, my annual earnings as a full-time lawyer…

There are times of the year and times of our lives when money worries increase.  January can be one of those.  Credit card statements from holiday gift giving arrive. The cold means more dollars for keeping our car going, our sidewalks clear, and our homes warm. Whether it’s January or July, during a divorce, the…